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Small & Medium Enterprise (SME) Banking
Introduction
Bank provides credit facilities to the small and medium entrepreneurs to be more productive and stable.
Purpose
Working capital.
Fixed assets.
Delivery Van / Transport for business purpose.
Renovation of shop / office / business premises.
Mode of Finance
Overdraft.
Hire Purchase.
Term Loan.
Lease Finance.
Period of Loan
Continuous Loan: 01 (one) year.
Term Loan: Maximum 05 (five) years.
Eligibility
The entrepreneur should be skilled in managing his / her business and has experience of successfully managing the business for at least 2 (two) years.
The literate entrepreneur is given preference.
The age of the entrepreneur must be within the range of 20 to 50.
The entrepreneur must be socially acceptable.
A clear succession plan for the entrepreneur must be present.
If the entrepreneur is an individual, he / she must be a national or permanent resident of Bangladesh. If the entrepreneur is a company / firm or other business entity, it must be registered in Bangladesh with majority shares owned by Bangladeshi and valid licenses for the business.
The entrepreneur's principal place of business must be in Bangladesh.
If the entrepreneur is a member of any social organization / association, he / she should arrange a corporate guarantee of the association / organization through formal regulation (if any).
The business must be legally valid, i.e., have trade license, income tax or VAT registration certificate (wherever applicable).
The business must have a defined market with clear growth potentials.
Proper utilization and timely repayment of previous loan(s) will be considered as proven track record of the applicant for renewal & enhancement of credit facility.
Loan Ceiling
For small enterprise: Taka 2.00 lac to Taka 30.00 lac
For medium enterprise: Taka 2.00 lac to Taka 50.00 lac
About Southeast Bank
Profile
Diary of Events
Our Foreign Correspondents
Board of Directors
Updated Particulars of the Board of Directors
Executive Committee
Audit Committee
Management Team
Five Years Performance At A Glance
Annual Reports
Schedule of Charges
Events
Notice
Reports
Conventional Banking Balance Sheet
Conventional Banking Profit Loss
Islamic Banking Balance Sheet
Islamic Banking Profit Loss
Balance Sheet (Page 1) as on 31 March 2010
Balance Sheet (Page 2) as on 31 March 2010
Profit and Loss Account from 01-01-2010 to 31-03-2010
Qualitative and Quantitative Disclosures under Pillar-III of Basel-II as of 31-12-2009
SEBL Services
SME Banking
Dual Currency VISA Credit Card
Remittance Business
Western Union
SWIFT Services
Locker Services
SMS Banking
ATM Services
Foreign Currency Rates
Currency Buying Selling
USD 71.2 73.6
EUR 89.5482 95.2982
GBP 108.199 114.699
SEBL News

03 Jul, 2010
rights share offer document 2010

03 Jul, 2010
rights share offer documents (form a, form b, form c) are now available in downloads section

13 May, 2010
financial statements (provisional and un-audited) for the first quarter from 1 january 2010 to 31 march 2010

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