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Small & Medium Enterprise (SME) Banking
Introduction
Bank provides credit facilities to the small and medium entrepreneurs to be more productive and stable.
Purpose
Working capital.
Fixed assets.
Delivery Van / Transport for business purpose.
Renovation of shop / office / business premises.
Mode of Finance
Overdraft.
Hire Purchase.
Term Loan.
Lease Finance.
Period of Loan
Continuous Loan: 01 (one) year.
Term Loan: Maximum 05 (five) years.
Eligibility
The entrepreneur should be skilled in managing his / her business and has experience of successfully managing the business for at least 2 (two) years.
The literate entrepreneur is given preference.
The age of the entrepreneur must be within the range of 20 to 50.
The entrepreneur must be socially acceptable.
A clear succession plan for the entrepreneur must be present.
If the entrepreneur is an individual, he / she must be a national or permanent resident of Bangladesh. If the entrepreneur is a company / firm or other business entity, it must be registered in Bangladesh with majority shares owned by Bangladeshi and valid licenses for the business.
The entrepreneur's principal place of business must be in Bangladesh.
If the entrepreneur is a member of any social organization / association, he / she should arrange a corporate guarantee of the association / organization through formal regulation (if any).
The business must be legally valid, i.e., have trade license, income tax or VAT registration certificate (wherever applicable).
The business must have a defined market with clear growth potentials.
Proper utilization and timely repayment of previous loan(s) will be considered as proven track record of the applicant for renewal & enhancement of credit facility.
Loan Ceiling
For small enterprise: Taka 2.00 lac to Taka 30.00 lac
For medium enterprise: Taka 2.00 lac to Taka 50.00 lac
About Southeast Bank
Profile
Diary of Events
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Five Years Performance At A Glance
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Notice
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Conventional Banking Balance Sheet
Conventional Banking Profit Loss
Islamic Banking Balance Sheet
Islamic Banking Profit Loss
SEBL Services
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Foreign Currency Rates
Currency Buying Selling
USD 69.4 70.8
EUR 90.1095 95.1817
GBP 99.5905 105.012
SEBL News

25 Feb, 2010
price sensitive information

18 Feb, 2010
southeast bank limited achieved best it user award for using bankultimus

15 Feb, 2010
dhaka based branches of sebl will not receive any non-micr cheque from april 1, 2010

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